And if your mortgage is serviced by Rocket Mortgage, you get full access to Rocket Money Premium for free. The good news: Using the negotiation service to cut down on your monthly spending could help you cover the cost of a premium membership. Rocket Money is free to use, although there are optional services, like bill negotiation, that you can opt in to for an extra cost ranging from $3 to $12 monthly. The app also offers bank-level security with 256-bit encryption to keep your personal data safe. Rocket Money allows users to create a budget that automatically monitors spending, separates transactions into spending categories, sends notifications about upcoming charges or a low balance, and more.
Good for those who are looking to cut down on their monthly costs. Cost: $0 or $3–$12 per month for premium version Average app rating: 4.4 Account syncing capabilities: Yes Our verdict Rocket MoneyĪbout: Formerly known as Truebill, Rocket Money is a budgeting app that serves more than 3.4 million members worldwide and offers budgeting tools, bill negotiation services, and more. Zeta has an average mobile app rating of 4.4 and also offers two-factor authentication and data encryption to keep your data extra safe. The app offers both personal and joint accounts that allow you to pay bills, save for goals, and track shared expenses, and even offers in-app messaging to communicate with your partner or other members of your family about your budget.
Zeta offers a number of features that make it an ideal app for budgeting with others in your household. Good for couples and families who want to merge their finances. Annual cost: $0 Average app rating: 4.4 Account syncing capabilities: Yes Our verdict ZetaĪbout: Zeta is a budgeting app that caters specifically to couples and families hoping to track their expenses together. (Note: Fees and account features in this list are up to date as of April 19, 2023, but are subject to change.) 1.
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